General Category

Store Credit Cards : The Hidden Cost of “Instant Savings” Could Cost You Money??


Credit Score makeup‘Tis the season to do shopping — and get bombarded with offers to open credit cards.

You are in line to check out and you are offered more savings if you open a store credit card.

The deals are tempting, too. ”Open a charge card today” and save up to 20% on your purchase. Considering that the average Black Friday ticket was $343, that’s $68 saved per store.

For big-ticket items like televisions, the savings are even bigger.

But for people in the market for a new home — or looking to refinance — taking advantage of in-store savings could be a long-term money loser.

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IRS Video of Home Buyer Tax Credit for Knoxville Home Buyers


The extension of the home buyer tax credit will be a good thing for the Knoxville home market. There have been a few changes to the extension of the tax credit.

If you are looking for details on the changes for the home tax credit this is a video from the IRS detailing those changes.

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Tickets Go On Sale Today For First Night Knoxville


Picture by Saul Young/News Sentinel

Picture by Saul Young/News Sentinel

First Night Knoxville is an exciting New Years Eve Celebration for the whole family..

First Night® is a family-friendly, alcohol-free New Year’s Eve community celebration of the arts. The celebration began in Boston in 1976 and has grown to an event that attracts hundreds of thousands of celebrants each year. Since then the event has expanded to over 100 cities in 30 states across the country, as well as internationally into Canada and New Zealand.

There has been an expansion of this years venues which includes more than 30 musicians, dance groups, puppeteers…One of them is Lissa McCleod a fire breather with One World Circus.

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Gov’t Put’s Heat On Mortgage Industry


The Obama Administration is putting the pressure on the mortgage industry to help out more homeowners who may be facing foreclosure. Treasury Department officials said Monday they will step up pressure on the 71 companies participating in the government’s $75 billion effort to stem the foreclosure crisis. They will be asking for daily reports from these companies in order to monitor the progress.

The biggest problem for the homeowners is understanding the paperwork that needs to be completed for the lender.  

“Borrowers must understand the urgency of getting their completed paperwork in so they do not miss out on the opportunity for more affordable mortgage payments,” said Phyllis Caldwell, who recently was named to lead the Treasury Department’s homeownership preservation office.

“The documents were confusing. Borrowers did not understand the process wasn’t closed until the documents came in,” Sanjiv Das, chief executive of Citigroup’s mortgage unit, said earlier this month. “Even when the documents came in, they were not always complete.”

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Get Your Knoxville Home Ready To Sell


How To Eliminate Home Odors Completely…..

With it being so important in today’s market being able to compete with all the homes for sale. Difficult home odors plague Knoxville homeowners.  Ground into rugs, absorbed into walls, and clinging to furniture, some smells are slow to fade, leaving lasting impressions on both guests and potential buyers. Often, that impression is unfavorable.

Do something about it.

In this 4-minute piece from NBC’s The Today Show, you’ll learn how to eliminate bad smells and prevent them from returning.  It’s all basic direction, too:

For more serious offenses, the video covers in-home air purifiers, too.

“Smelly homes” are undesirable and can make your home less attractive to buyers.  Watch the video, follow the instruction, and declare your home an Odor-Free Zone.

Hopefully this helps with some useful suggestions to help you get your Knoxville Area home ready to go on the market. If you have need any help or suggestion feel free to call me at 865-675-8326 or email [email protected]

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How To Remove Stains From Granite Countertops


How to Clean a Granite Countertop — powered by eHow.com

Granite countertops can be handsome additions to a kitchen, but are a challenge to clean sometimes — especially when they’re stained.

In this 2-minute video from eHow.com, in addition to granite-cleaning basics, we learn how to remove wine and marker stains from our granite countertops. Unfortunately, not every household will have the video’s recommended cleaning compounds on hand, so prepare yourself for a trip to the hardware store.

Printable, written instructions for cleaning your granite are available on the eHow.com website.

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Buying A Home In Knoxville? Consider a 15 Year Mortgage…..


Comparing 15-year mortgage rates to 30-year mortgage rates

For today’s home buyers and homeowners that can manage the higher monthly payments, 15-year fixed rate mortgage rates look attractive as compared to comparable 30-year products.

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West Knoxville Dream Home


Great 2 Year Old Home in West Knoxville

This 2 year old home is located at 710 Huntcliff . It is an outstanding 5 bedroom home with 3 full bathrooms. It features an open floor plan with a large great room with gas fireplace. The kitchen is super with granite counter tops and outstanding cabinets with lot of storage.

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The Battle Of Campbell’s Station Happened 146 Years Ago


Local Park Place Residence Honor The Battle….

Leslie and I didn’t know when we bought out home in Park Place that it was the site of the historic civil war battle “The Battle Of Campbell Station”.

In honor of the battle taking place 146 years ago “Colonel” Richard Zachary and his “Southern Belle” Ms. Pamela Zachary decided to have a neighborhood get together. We had a great turn out and fun was had by everyone who attended the gathering.

Eddie and Linda Ford where also in attendance. I really enjoyed talking with both of them. Linda has a vast knowledge of the history of our area during the civil war. It was interesting to hear from her just how much history our area has dating back to the civil war.

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Will There Be Any Foreclosure Deals Left In Knoxville Or Area’s Of The Country??


National foreclosure concentration October 2009For the eighth straight consecutive month, national foreclosure activity in the U.S. was dominated by a small set of states.

As reported by RealtyTrac.com, more than half of October’s foreclosure-related activity came from just 4 states:

  1. California
  2. Florida
  3. Illinois
  4. Michigan

The remaining Top 10 states in terms of total foreclosure activity included Arizona, Georgia, Texas, Ohio, New Jersey, and Maryland.

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