Should Joint Homeowners Keep Separate Bank Accounts?
October 14th, 2009 categories: Buyers, General, Sellers
When you own a home with a spouse or partner, the issue of what’s mine, what’s yours, and what’s ours can be a divisive one.
Each household has its own money management methodology and, according to financial talk-show host Suze Orman, most leave significant room for improvement.
In this 4-minute piece aired on NBC’s The Today Show, Orman talks about co-managing finances with topics including:
- How to determine how much money goes into a “personal” spending account versus a “family” spending account
- The importance of both parties taking an active role in bill-paying
- How to manage the money when one partner doesn’t earn an income
Being aware of money is the first step towards protecting it.
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How To Maintain A Lawn In The Fall
September 21st, 2009 categories: General, Sellers
Lawn care needs change with the season. How your cut it, how you water it, and how you feed it depends on the weather and the forecast.
In the video above from YouTube, the gardening expert clearly covers how to maintain a lawn in the Fall.
- Why to keep leaves off the grass at all times
- How to set your watering schedule
- How to set a mowing schedule
We also learn why it’s important to fertilize.
With October’s cooler temperatures on the way, it’s time to start planning for Fall. This 150-second video covers important ground. It’s far from comprehensive with respect to lawncare, but it is a terrific start.
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Using 401(k) Funds For A Downpayment? First, Consider The Tax Implications.
September 15th, 2009 categories: Buyers, General, Market Trends
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As downpayment requirements increase, anecdotally, home buyers are tapping 401(k) plans for extra cash.
Classified as a ”hardship withdrawal“, loans against your retirement funds can be cheap and simple.
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Why An 800 Credit Score Doesn’t Really Matter
September 11th, 2009 categories: Buyers, General, Market Trends
Since 2007, mortgage lenders have clamped down in many areas of underwriting, but none more so than in the area of credit scoring.
Minimum FICO levels are up 120 points or more and conforming mortgage lenders now levy large fees on borrowers whose scores are below 740.
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