How To Create Your Knoxville Home Buying Wish List

11442453873 b86deb213f b How To Create Your Knoxville Home Buying Wish ListIf you’re like most Knoxville home buyers, you’ve probably been thinking for awhile about what you want in your Knoxville home. Buying a home brings up a lot of questions about what you do an what you don’t want in your home. Here is how to create your Knoxville home buying wish list.

Start With Your Budget

Considering how buying a Knoxville home will fit into your budget, is the first thing you should consider before starting your home buying wish list. Sticking to your budget is important so that you don’t buy more home than you can afford.

1. After talking with a Knoxville loan officer, how much home can you afford?

2. Based on how much home can you afford, does that monthly payment fit into your budget? If not, how much do you want to spend per month and how much Knoxville home does that allow you to buy?

3. How much money do you need to set aside for monthly expenses like maintenance, homeowner’s association dues, or trash pick up? Read the rest of this entry »

Written by Kati Smenner Cumberland

Knoxville First Time Home Buyers – Boost Your Mortgage Approval Chances

Getting approved for a mortgage is an essential part of buying a Knoxville home, particularly for first time home buyers. Unfortunately, with tightenedimages1 Knoxville First Time Home Buyers   Boost Your Mortgage Approval Chances mortgage standards, it isn’t always a cake walk. Here is how to boost your mortgage approval chances when buying a Knoxville home sale.

One important thing to help boost your chances at getting approved for a mortgage is to have stable employment. A lender wants to see that you hold a stable job so that you won’t have any trouble making your monthly mortgage payment. Someone who jumps from job to job can seem risky.

Another thing that lenders want to see is that you have stable income. Generally, those who are salary or hourly will have an easier time getting approved for a mortgage to buy a Knoxville home for sale. If you have a job that is commissioned based, it won’t be impossible to get improved for a mortgage, it jut might be a bit more work. In order to have commission count as income, lenders generally require 2 years of income for it to be counted. Income is important because a lender wants to see that you will have enough money every month to pay your mortgage. Read the rest of this entry »

Written by Kati Smenner Cumberland

How To Cut Down On The Stress While Selling Your Knoxville Home

8391945539 842dc60145 z How To Cut Down On The Stress While Selling Your Knoxville HomeSelling your Knoxville home is stressful. As a seller, you can have a million thoughts running through your head. Will your home sell? How long will it take to sell? How much will it sell for? How much time will you have to move?  With all the unknowns, it is no shock that a majority of sellers are stressed throughout the process. Here is how to cut down on the stress while selling your Knoxville home.

Get Help From A Professional

Realtors are in the business of selling homes. They know the market. They know how to sell a home. And, they know what to do if your home doesn’t sell. When it comes to selling your Knoxville home, get help from a professional. They’re there to help and they can help lessen the burden of selling your Knoxville home. Throughout the process, a Realtor is there to help you through whether it is pricing a home to sell it or negotiating repairs from a home inspection, it helps to have help. Read the rest of this entry »

Written by Kati Smenner Cumberland

3 Financial Fails Knoxville First Time Home Buyers Make

index 3 Financial Fails Knoxville First Time Home Buyers MakeWith mortgage rates still historically low, it is no shock there are still many Knoxville first time buyers still looking to buy homes. Buying your first Knoxville home can be exciting and overwhelming. Unfortunately, along the way, many first time home buyers make mistakes along the way. Here are 3 financial fails that Knoxville first time home buyers make.

Failing To Educate Yourself On Your Loan Options

Prior to starting your Knoxville home search, it is extremely important that you educate yourself one what loan options you might have. It can be helpful to sit down with a loan officer to understand what loans you qualify for and ask any questions you might have. There are many different loan programs out there to help you buy a Knoxville home for sale, but you won’t know your options without talking someone. Read the rest of this entry »

Written by Kati Smenner Cumberland

How To Make Your Offer Standout In A Competitive Knoxville Market

5985974767 78bf56d790 o How To Make Your Offer Standout In A Competitive Knoxville MarketDuring the winter months, there tends to be a lower inventory of homes for sale in Knoxville. For those Knoxville buyers shopping for homes, it can sometimes mean things can be competitive. If you get into a situation where there are multiple offers, here is how to make your offer stand out in a competitive market.

Offer A Better Price

Price is a big thing when it comes to selling a Knoxville home. There is a fine line when it come to offering the best price. On one hand, you want to offer the best price so that the seller accepts your offer. But on the other hand, you don’t want to offer more than you’re comfortable with. If you’re in a situation where you’re trying to win a bidding war, consider the most that you’d be willing to pay for a home and stick there because there are other ways to win a bidding war. Read the rest of this entry »

Written by Kati Smenner Cumberland

3 Telltale Signs You’re Ready To Buy A West Knoxville Home For Sale

keys 3 Telltale Signs Youre Ready To Buy A West Knoxville Home For SaleThere is no denying right now is a good time to buy a West Knoxville home for sale. Home prices are affordable and interest rates are still low.

So, are you ready to buy a West Knoxville home for sale? Here are 3 telltale signs that you’re ready to buy a West Knoxville home for sale.

Your Finances Are In Order

One key to buying a West Knoxville home for sale is making sure your finances are in order. This means you have a solid credit score, minimal debt, and solid employment and income. Owning a home is a large financial responsibility, so it is important that you have your financial ducks in a row. This will also help when being approved for a mortgage. Read the rest of this entry »

Written by Kati Smenner Cumberland

How Selling Your West Knoxville Home Has Changed & Why It Really Matters

ar132795726104982 How Selling Your West Knoxville Home Has Changed & Why It Really MattersSelling your West Knoxville home for sale has changed significantly in the past 10 years. The days of searching for homes at open houses and in the newspaper are all but gone. With 90% of home buyers searching online for homes at some point during their home search, according to a 2013 Study from the National Association of Realtors and Google, selling your West Knoxville involves different tactics than once were used.

If you’re thinking about selling your West Knoxville home this year, here are a few things to keep in mind to stay ahead of the competition.

First, be sure to do your research when it comes to hiring a West Knoxville Realtor. This is more than just hiring who sold your last home or who your friend recommends, really look into their online presence. What happens when you Google their name? With a majority of buyers starting their West Knoxville home search online, you want a Realtor who has a strong online presence and knows how to market to buyers to searching online. Read the rest of this entry »

Written by Kati Smenner Cumberland

Knoxville Real Estate – Will 2015 Be The Year Millenials Decide To Buy?

08d08eb1 996b 4df3 b740 d6a8217a3361 Knoxville Real Estate   Will 2015 Be The Year Millenials Decide To Buy?Zillow has predicted that 2015 will be the year that many in the millennial generation finally buy their first home. Zillow’s predictions go so far as to say that millennials will over take Generation X as the largest group of home buyers in 2015. Read on to find out more about what exactly this prediction could meet for the Knoxville real estate market.

One of the main reasons Zillow is predicting that 2015 will be a huge year for first time home buyers is due to the face that rents are on the rise. This will most likely cause many first time home buyers to take the plunge into homeownership. In the Knoxville real estate market, first time home buyers can take advantage of Knoxville’s still low home prices. Knoxville is lucky enough to enjoy a very low cost of living. In 2014, Knoxville was ranked #5 on Forbes’ list of most affordable cities. Read the rest of this entry »

Written by Kati Smenner Cumberland

How To Get Rid Of Pet Smells In Your Knoxville Home

840358320 00f0a7b24d z How To Get Rid Of Pet Smells In Your Knoxville HomeLingering pet smells can be dire when you’re trying to sell your Knoxville home. For example, last week, I was showing a home to one of my buyers, upon walking into the one of the homes we were greeted with a very strong smell of pet odors, it was like being in a kennel. All in all, it was a great house, but my buyer was extremely put off by the pet orders. If you’re a pet owner, here is how to get rid of pet smells in your Knoxville home.

Cut Odors Off At The Source

In order minimize pet odors in your Knoxville home, it helps to prevent odors in the place where they start – your pets. Frequent grooming and bathing of pets can help prevent pet odors before they become a problem. Read the rest of this entry »

Written by Kati Smenner Cumberland

Decorating Mistakes Sellers Make When Selling Their West Knoxville Home

ea8fab4ee4c79628cc66b25b94ebe883 Decorating Mistakes Sellers Make When Selling Their West Knoxville HomeWhen searching for a West Knoxville homes for sale, there are some homes you walk into, and you just can’t help but wonder, “What on earth were they thinking?” Bad paint colors, themed rooms, and tacky knick-knacks are just a few of the decorating mistakes sellers can often make. Here are a few common decorating mistakes sellers often make when selling their West Knoxville home.

Catastrophic Colors

Even for the most open-minded West Knoxville home buyer, horrible paint colors can sometimes be hard to get past. While your daughter may love her bright pink walls, they may turn many buyers off. Bad colors can be distracting to buyers. In addition, many buyers don’t want to have to move in and completely repaint a home. For many sellers, a fresh, neutral paint job can go a long way in helping sell a West Knoxville home for sale. Read the rest of this entry »

Written by Kati Smenner Cumberland

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