REI, Ulta, Whole Foods To Open In Papermill Plaza In West Knoxville

4519716672 aa1bfaf610 z 300x194 REI, Ulta, Whole Foods To Open In Papermill Plaza In West KnoxvilleREI, Ulta, and Whole Foods are just a few of the new businesses that will be opening in the newly renovated Papermill Plaza.  Located at the intersection of Kingston Pike and Papermill Drive, Papermill Plaza in West Knoxville has a prime location. So, what do these new businesses have to offer West Knoxville residents?

REI is a specialty shop for camping and outdoor gear. It offers all kinds of outdoor gear including camping gear, climbing gear, skiing and snowboarding gear, among many others. The REI location in West Knoxville will also have a bike shop with a range of professional services for cycling enthusiasts. REI is one of the largest national consumer cooperatives. Anyone can shop at REI, but members who pay the one time membership $20 receive a share of profits through an annual member refund. REI is expected to open on Friday, October 24th. This will be the second REI location in the state of Tennessee. Read the rest of this entry »

Written by Kati Smenner

5 Qualities That Can Make A West Knoxville Neighborhood Great

Kensington 10 300x199 5 Qualities That Can Make A West Knoxville Neighborhood GreatLocation is critical quality for every West Knoxville neighborhood. It will influence how close you are to work, how close you are to the store, and what amenities you enjoy on a regular basis. Here are five qualities that can make a West Knoxville home great.

Proximity To Everything

One thing that can make a neighborhood great is how close it is to everything. Being close to the interstate, schools, the store, or other popular destinations will be a part of your daily life. As a matter of convenience, it is great when a West Knoxville home has a location that is close to everything.

Amenities

There are many West Knoxville neighborhoods that offer a wide-range of amenities. Amenities can range from community pools and clubhouses, boat docks, basketball courts, tennis courts, among other things. Read the rest of this entry »

Written by Kati Smenner

Knoxville Foreclosures For Sale – HomePath Loans Set To Expire In October

5020724636 a5474c9ec3 m Knoxville Foreclosures For Sale   HomePath Loans Set To Expire In OctoberFannie Mae recently announced that they will be discontinuing their HomePath loan program. For those Knoxville home buyers interested in buying a foreclosure, a HomePath loan offered an opportunity to get into a home with a minimal down payment, with an opportunity to finance repairs, if necessary. So, what does this mean for Knoxville home buyers interested in buying foreclosures?

For those still interested in using a HomePath loan to buy a Knoxville foreclosure, they must be sure to get the home under contract by October 6th, 2014, with a contract fully executed contract by signed by all parties. Home buyers interested in buying Fannie Mae Foreclosures after that period will still have the option of buying a home with the help of an FHA, VA, or conventional loan. Read the rest of this entry »

Written by Kati Smenner

How To Ensure Closing On Your West Knoxville Home Goes Smoothly

keys 300x190 How To Ensure Closing On Your West Knoxville Home Goes SmoothlyAfter looking at countless West Knoxville homes for sale, you’ve finally found the perfect one. You’ve been approved for a mortgage, packed up your belongs, and are ready for your big move. Just one more critical part of the West Knoxville home buy process: the closing. Here are a few tips to ensure closing on your West Knoxville home goes smoothly.

First, the most important part of ensuring a smooth closing on your West Knoxville home is to ensure that you’ve taken care of all the details on your end. Have you taken care of all the requirements that your lender needs? Does your realtor need anything else from you? Little details can cause delays in closing, so be sure to check with your realtor and loan officer that everything is ready to go for closing.

It is also important to ask questions prior to closing about what to expect. It will put you at ease as well as help you be prepared for what to expect. If you’re unsure about how much you’re bringing to closing, talk to your loan officer about when a final settlement statement should be ready. Also, don’t be afraid to ask questions about when closing will be scheduled or when you’ll have keys to your new West Knoxville home. Read the rest of this entry »

Written by Kati Smenner

University Of Tennessee Ranked #3 On List Of Best College Tailgates

10119846423 e6f6219ea5 z 300x225 University Of Tennessee Ranked #3 On List Of Best College TailgatesThe University of Tennessee was named one of the best college tailgates in college football, by fansided.com, ranking #3 on the national list.  This may not come as a shock to Knoxville residents who know UT boasts a great tailgate. Still, it is great for UT to receive national recognition for its tailgates.

Here is the complete list of top college tailgates:

(15) Wisconsin
(14) Clemson
(13) Georgia
(12) Ohio State
(11) Nebraska
(10) Florida
(9) Washington
(8) Alabama
(7) Auburn
(6) Texas
(5) USC
(4) Penn State
(3) Tennessee
(2) LSU
(1) Mississippi Read the rest of this entry »

Written by Kati Smenner

Knoxville Home Buyers – Making The Transition From Renting To Buying

8391945539 842dc60145 z 253x300 Knoxville Home Buyers   Making The Transition From Renting To BuyingBuying a Knoxville home is an exciting experience, but can be at times a bit overwhelming, particularly if you’re a first time home buyer. For many first time home buyers, the transition from renting to buying isn’t always easy, and the change is often underestimated. Here are a few tips to help you survive the transition from renting to buying a Knoxville home for sale.

Consider The True Cost Of Owning A Knoxville Home

Owning a Knoxville home is more than just your mortgage payment, which usually will include property taxes, interest, insurance, and your principal payment. There are also the maintenance costs of owning a home. Will you have the funds to fix the AC if it breaks or if an appliance needs to be repaired? One thing first time home buyers often forget about is having an emergency fund for the unexpected. Read the rest of this entry »

Written by Kati Smenner

5 Rookie Mistakes Knoxville First Time Home Buyers Make

images 5 Rookie Mistakes Knoxville First Time Home Buyers MakeFor first time home buyers, the process of buying a first Knoxville home can be exciting, and at times a little overwhelming. Unfortunately, many Knoxville first time home buyers fall victim to rookie mistakes that they regret later on. So, here are 5 rookie mistakes Knoxville first time home buyers make and why you may regret them later on.

Rookie Mistake #1: Unrealistic Expectations For The Future

First time home buyers often struggle with their expectations of how long they plan to stay in a house. While there are many great things about owning a home, those things are only great if you stay in the home long enough to recoup the costs of buying a Knoxville home. One thing every Knoxville first time home buyer should consider is how long they plan to stay in a house. If you plan to stay in home less than 3 to 5 years, renting may be the better option for you. Read the rest of this entry »

Written by Kati Smenner

Knoxville Mortgages 101 – What Is Private Mortgage Insurance?

5985974767 78bf56d790 o 300x300 Knoxville Mortgages 101   What Is Private Mortgage Insurance?One common type of loan many  buyers use to purchase a Knoxville home for sale is a conventional loan, which requires the borrower to put anywhere from 5% to 20% down. Any Knoxville buyer than puts less than 20% down on a Knoxville home will be required to carry private mortgage insurance [PMI]. So, what exactly is PMI?

What is PMI?

Private Mortgage Insurance is associated with any conventional loan with less than 20% down. It is paid to the mortgage lender in case the Knoxville borrower is unable to repay their mortgage. Read the rest of this entry »

Written by Kati Smenner

3 Common Emotional Mistakes Knoxville Buyers Make & How To Avoid Them

11771551356 ed18e588d6 o 3 Common Emotional Mistakes Knoxville Buyers Make & How To Avoid ThemWhether you are a first time buyer or a tenth time buyer, buying a West Knoxville home for sale can be exciting and overwhelming at times. Finding a home that meets your needs and falls in your price range isn’t always easy, so it’s no shock the home buying processing can be emotional.  Unfortunately, sometimes emotions can run rampant. Here are 3 common emotional mistakes home buyers make and how to avoid them.

Choosing Emotion Over Logic

When you finally find the perfect West Knoxville home for sale, it can sometimes be hard to keep your emotions in check.  It can be so hard not to go gaga over the fabulous kitchen or pristine backyard. So, who could blame you for getting a little emotional? Still, it is important to set emotions aside and look at the home with a clear head. You’ll want to make sure you’re not overlooking any major issues in the home or splurging on a home that is going to financially stress you. Read the rest of this entry »

Written by Kati Smenner

How To Evaluate An Offer On Your West Knoxville Home

images How To Evaluate An Offer On Your West Knoxville HomeSelling your West Knoxville home can be a stressful time. Depending on your situation, you could be under a time crunch or could be concerned about getting a certain price to meet your needs. Regardless of the situation, when you finally start receiving offers on your West Knoxville home it can be hard to decide what offers work for your and what won’t. Here is how to evaluate an offer on your West Knoxville home.

First, it is important to note that you have three different choices when you receive an offer on your West Knoxville home. If the offer meets all of your needs, you can accept the offer on your West Knoxville home. If the offer is something you believe you can work with, you are able to counter the offer. Finally, you can all together reject the offer. Read the rest of this entry »

Written by Kati Smenner

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