Archive for September, 2009
Using 401(k) Funds For A Downpayment? First, Consider The Tax Implications.
September 15th, 2009 categories: Buyers, General, Market Trends
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As downpayment requirements increase, anecdotally, home buyers are tapping 401(k) plans for extra cash.
Classified as a ”hardship withdrawal“, loans against your retirement funds can be cheap and simple.
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How To Get Rid Of Fruit Flies In Your Kitchen
September 14th, 2009 categories: General
At some point, every home fights with fruit flies. 2.5 millimeters in length, the airborne animals linger near garbage and circle fresh fruit, hanging around for weeks at a time.
Fruit flies are pests, but they can be dealt with.
In addition to the large number of homemade remedies, there are inexpensive, commercial ones, too.
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Why An 800 Credit Score Doesn’t Really Matter
September 11th, 2009 categories: Buyers, General, Market Trends
Since 2007, mortgage lenders have clamped down in many areas of underwriting, but none more so than in the area of credit scoring.
Minimum FICO levels are up 120 points or more and conforming mortgage lenders now levy large fees on borrowers whose scores are below 740.
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The Geographical Concentration Of Foreclosures
September 10th, 2009 categories: Buyers, General, Knoxville Short Sales, Market Trends
Once again, the country’s foreclosures are concentrated in just a few states.
As reported by foreclosure-tracking company RealtyTrac.com, more than 50 percent of the country’s foreclosure-related actions in August occurred in just four states:
- California : 25.76 percent
- Florida : 17.4 percent
- Michigan : 5.4 percent
- Nevada : 5.0 percent
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Help! My Garbage Disposal Is Clogged!
September 8th, 2009 categories: General, Sellers
I know this has happen to me many times our garbage disposal get’s clogged….. Of course it only happens when we have company over for the Holidays or a party. This is something I found for a quick and easy fix that has worked for me in times of trouble…
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Want To Increase Your Monthly Cash Flow By $500 Monthly??
September 3rd, 2009 categories: Buyers
There are two ways to boost your personal cash flow — increase your income or reduce your spending.
The former can be a challenge but the latter doesn’t have to be.
The headline of the above video — “Cut Your Spending By $500 Per Month” — is somewhat sensational but the advice given
From NBC’s The Today Show, the 5-minute piece offers a half-dozen ways to reduce your cash outflows each month, including:
- How to negotiate a lower credit card interest rate
- Why it’s important to go grocery shopping with “a list”
- How to “time” certain purchases like tires, linens, and clothing
It also covers saving money on a family pet.
It’s often easier to save money than to make money. This video shows how easy it can be.
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Another Sign Of Economic Recovery??? Is It Getting Better In Knoxville???
September 1st, 2009 categories: Buyers
In a bit of good news for the economy, Consumer Sentiment fell to 4-month lows in August. The drop wasn’t “good news”, per se, but because it wasn’t nearly as large as economists expected, Wall Street cheered it.
The index, jointly published by the University of Michigan and Reuters, measures how Americans feel about their situation today, and how they envision it six months in the future.
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