Do You Need A Home Warranty For Your West Knoxville Home?

2431459941_9ab48ef6b6When it comes to buying a West Knoxville home, there are a lot “extras” that can be offered to you. Home warranties, title insurance, among other things, can seem unnecessary when you’re already putting a lot of money towards buying a West Knoxville home. Before saying no to a home warranty, it is important to understand what exactly a home warranty is, in order to consider if you will need one. Here is a breakdown of what a home warranty is and if it can be a necessary “extra” for your West Knoxville home.

What Exactly Is A Home Warranty?

Like any warranty on a purchase, a home warranty covers the cost of repairing or replacing items in your West Knoxville home. For an upfront price of roughly $300 to $500, you can purchase a warranty that will protect your from paying the full cost if something major breaks in your home. For example, if your dishwasher breaks, instead of calling a repair man, you call your home warranty company. Instead of paying the full cost of the repairs, you pay a co-pay for the incident.

Is A Home Warranty A Necessary “Extra” For Your West Knoxville Home?

A home warranty for your West Knoxville home can be a worthy investment, particularly for first time buyers. Oftentimes, a home warranty can be included in the contract and negotiated so that the seller is responsible for paying it when you buy the home. Even if a home warranty is not in the contract, shelling out an extra $300-$500 for a home warranty can be worth it. You’ll be thankful you did if the A.C. goes out on the hottest day of the year. If you’re the type that likes the added peace of mind of having a home warranty, it could be a good purchase for you. Before buying a home warranty, just be sure you have an understanding of what is and isn’t covered. Certain items can be added to the warranty for an additional cost.

Are you thinking about buying a West Knoxville this year? Please let us know if there is anyway that Knoxville Home Team can assist you. Rick can be reached at 865-696-9002 or via email at Rick@KnoxvilleHomeTeam.Com. Kati can be reached at Kati@KnoxvilleHomeTeam.Com. Also, be sure to check out our West Knoxville Home Search Page.