After looking at countless West Knoxville homes for sale, you’ve finally found the perfect one, signed a contract and been approved for a mortgage. Now comes the important part: closing. No West Knoxville real estate transaction is complete without sitting down at the closing table and signing off on the necessary paperwork.
In a perfect world, every West Knoxville closing would go off without a hitch. Unfortunately, that is not always the case. A closing involves a great more coordination that buyer and seller signing off on papers and exchanging keys. Here is how to prepare for closing on your West Knoxville home.
One very important thing to do as a buyer is to ask questions. If you’re unsure of what items you may need to bring to closing or any final steps in the closing, be sure to ask ahead of time. It is much better to be over-prepared than not prepared at all. Buying a West Knoxville home is a big investment, it is best to be an informed buyer.
Another thing that can be helpful in preparing for closing on your West Knoxville home is address any questions with your lender prior to sitting down at the closing table. If you have any questions about the terms of your loan or closing in general, it is best to have those questions answered early on. They can also go through the settlement statement with you to help you understand what you’re bringing to closing on your West Knoxville home.
It is also important that you have plan for how you’re getting your funds for closing. If you’re coming from out of town, be sure there is a local branch of your bank to get certified funds. Or, if you’re putting a significant amount of money down the title company may require your to wire your funds for closing. It is important to think about these things early on so you’re not scrambling on the day of closing.
Finally, if at all possible, take all or most of the day off when you close on your West Knoxville home. While a majority of closings do go smoothly, if there are any last minute details that need to be taken care of, it’s best to have the time to take care of them, you’ll be thankful to have given yourself the time.
Are you thinking about buying a West Knoxville home for sale? If so, please do not hesitate to let us know. Rick can be contacted at 865-696-9002 or via email at [email protected]. Kati can be contacted at 865-696-1888 or via email at [email protected] Also, be sure to check out our West Knoxville Home Search Page to see what homes are for sale in the area.