Buying A West Knoxville Home Is As Easy As 1-2-3

imagesWith mortgage interest rates rumored to rise soon and West Knoxville home prices increasing, many West Knoxville buyers are ready to take the plunge into homeownership. If you’re like many West Knoxville buyers who’ve heard about interest rates increasing, you’re ready to make a move quickly. Here are a few tips to making buying a West Knoxville home as easy as 1-2-3.

Step 1: Get Pre-Approved or Pre-Qualified

Before starting to look at West Knoxville homes for sale, it is essential to talk to a loan officer. They will be able to let you know how much home you can afford and what types of loans you can qualify for. After all, there is nothing worse than falling in love with a West Knoxville home that is out of your price range. Getting pre-qualified or pre-approved is a fairly simple process, it just involves talking with a loan officer about your income, assets, debts, and any potential down payments. With this information, a loan officer will be able to give you an an idea of how much you can afford and what your monthly payment will be.

Step 2: Find A REALTOR To Help You With Your Home Search.

With the internet and social media, buyers have a great deal of access to what homes are for sale in West Knoxville. Oftentimes, when buyers find a home that they are interested in, it can be easy just to call the list agent to set up an appointment to look at the home. There is no saying that there is anything wrong with doing that. However, there are many benefits to having a REALTOR® solely represent you as a buyer. By choosing to have a REALTOR® represent you, you hire someone who is solely dedicated to helping you find the right West Knoxville home for you. They are  also there to help you negotiate the best price. Having someone represent you will make the West Knoxville home search much easier for you. In addition, consider hiring an agent who specializes in your buying needs. If you’re a first time buyer, looking for a condo, looking in a particular area, or want to buy a foreclosure, it can be helpful to have an agent who knows that end of the business.
Step 3: Start Your West Knoxville Home Search.

So, finally, the fun part begins. For many buyers, they start their home search online to preview homes before viewing them in person. Also, consider making a list of what you’re looking for in a West Knoxville home and separate the list into what you need vs. what you want. For many buyers, this can be somewhat difficult to do, but its important to know what you can and can’t accept in a West Knoxville home.  Visiting a bunch of homes in one day can be overwhelming, so don’t be afraid to take notes. And when you find the right home for you, you will absolutely know it, every buyer does.

Are you ready to buy a West Knoxville home for sale? If there is anyway Knoxville Home Team can assist you, please let us know, you can give Rick at call at 865-696-9002 or send an email to Rick@KnoxvilleHomeTeam.Com. Kati can be contacted at 865-392-5880 or via email at Kati@KnoxvilleHomeTeam.Com. Also, be sure to check out our Knoxville home search page to see what homes are for sale in the area.