After looking at countless West Knoxville homes for sale, you’ve finally found the perfect one. You’ve been approved for a mortgage, packed up your belongs, and are ready for your big move. Just one more critical part of the West Knoxville home buy process: the closing. Here are a few tips to ensure closing on your West Knoxville home goes smoothly.
First, the most important part of ensuring a smooth closing on your West Knoxville home is to ensure that you’ve taken care of all the details on your end. Have you taken care of all the requirements that your lender needs? Does your realtor need anything else from you? Little details can cause delays in closing, so be sure to check with your realtor and loan officer that everything is ready to go for closing.
It is also important to ask questions prior to closing about what to expect. It will put you at ease as well as help you be prepared for what to expect. If you’re unsure about how much you’re bringing to closing, talk to your loan officer about when a final settlement statement should be ready. Also, don’t be afraid to ask questions about when closing will be scheduled or when you’ll have keys to your new West Knoxville home.
Another thing that can help make closing on your West Knoxville home smooth is to be prepared for the unexpected. Things can happen at the last minute, and it can be best to be prepared for any details you may have forgotten about. It can be helpful to have any documentation handy that your lender may need last minute. Also, don’t forget to have a plan in place for getting your money for closing. Out of town buyers can often forget they will need a cashier’s check or wire for the funds that their bringing to closing. Be sure to check with your bank about their policies on wiring and cashier’s check. Also, don’t be under the wire to close on a particular day. Be sure to give yourself the time to move from one place to another with a bit of overlap if there are delays. That way, you’re not homeless if closing gets delayed a day or two.
Also, try to take the whole day off that you close on your West Knoxville home, that way if there are any delays or things you need to take care of, you’re able to take care of them. Generally, a closing can take anywhere from 30 minutes to an hour, if things go smoothly. But, having the day off gives you the time and availability if there are any issues.
Finally, try to relax. Buying a West Knoxville home, whether it is your first time or your tenth time, can be a stressful experience. Take everything in stride and know that it will work out in the end. Delays in closing may be stressful in the time, but they will be quickly forgotten once you move into your home.
Are you thinking about buying a West Knoxville home for sale? Please let me know if there is anyway that we can assist you in your West Knoxville area home search. You can contact Rick at 865-696-9002 or via email at [email protected]. Or, you can contact Kati at 865-392-5880 or via email at [email protected].