Buying a West Knoxville home is a big decision and can be completely overwhelming if you just jump right in. Prior to starting to search for a West Knoxville home for sale, there are a few very important decisions that need to be made. By asking yourself a few simple questions, you can determine what you need in a West Knoxville home and how much you want to buy.
How Much Do You Want To Spend?
There is a difference between how much you can afford in a West Knoxville home and how much you actually want to spend. You may be able to afford up to a certain amount, but that doesn’t necessarily mean that you personally want to spend that much. As a buyer, you need to determine how much you are comfortable spending each month on a mortgage. Based on that, a loan officer can give you an idea of how much you can spend on a home to be within that range. Just keep in mind the additional expense of owning a home like maintenance, homeowner’s association dues, and trash pickup.
What Type Of Home Do You Want?
In the West Knoxville real estate market, there are are a lot of different housing options. Do you want to live on a condo or planned unit development? Do you want maintenance free living? Do you want to live in a traditional neighborhood? Do you want a new home? It is important to have an idea of this prior to the starting of your home search as it will narrow down what you’re looking at.
How Do You Feel About An HOA?
For some West Knoxville buyers, HOAs are great, for others, not so much. In a majority of HOAs, dues are mandatory and they can even put a lien of the property if you don’t pay your dues. HOAs can do great things like maintain common areas and provide great things like a community clubhouse and pool. They can also be restrictive and limit certain things you are allowed to do, like park a boat in your driveway or what type of fence you can put up.
What Do You Need In A West Knoxville Home?
There is a difference between what you want in a West Knoxville home and what you need. Common housing needs include: a certain number of bedrooms/baths, bonus room, number of garages, among other things. Housing wants are they fluffy extra details of things that are icing on the cake like an updated kitchen or large master bath. You can find a happy medium between you housing wants and needs, but it is just important that you have a clear picture of what you need in a home.
Where Do You Want To Be?
Finally, one big decision you want to make prior to shopping for a West Knoxville home is to decide where exactly you want to be location wise. Having a certain area in mind can help narrow down you search area. If you don’t specifically have a particular area in mind, it can be helpful to know what things you want to be close to like close to work, the mountains, or the lake.
Are you thinking about buying a West Knoxville home this year? If there is anyway Knoxville Home Team can assist you, please let us know, you can give Rick at call at 865-696-9002 or send an email to [email protected]. Kati can be contacted at 865-392-5880 or via email at [email protected]. Also, be sure to check out our Knoxville Home Search Page to see what homes are for sale in the West Knoxville area.
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