You’ve heard it once, you’ve heard it million times. Something along the lines of: buying a West Knoxville home is one of the biggest decisions you will ever make. But, after you’ve made the choice that home ownership is for you and found the perfect home to fit your needs. How do you protect your investment?
Not all homeowner’s policies are created equal. So, in the event the unexpected happens whether it be natural disaster, fire, or theft, have you made the right decision to protect your West Knoxville home?
There are two types of homeowner’s insurance: basic and broad coverage.
Basic Coverage Covers the following events:
-Storm / Hail Damage
-Riot and Civil Commotion
-Damage from vehicles, smoke, aircraft
-Loss of property due to fire and other perils
Broad Coverage covers the following events, in addition to what is covered by Basic Coverage:
-Damage due to the the weight of ice, snow or sleet
-Leakage or overflow of water or steam from plumbing, heating, or air-conditioning system
-Collapse of all or part of the home
-Freezing of plumbing, heating, or air-conditioning systems
-Damage to electrical appliances, fixtures and wiring from short circuits or other accidents
When choosing the homeowner’s insurance for your West Knoxville home, it is important to know coverage you are getting and what events will and will not be covered. A licensed insurance agent will be able to help you choose a plan that will fit your needs and your budget. Buying a West Knoxville home is an exciting process, please let me if there is anyway that I can assist you in your West Knoxville home buying process, you can email me at [email protected] or give me a call at 865-696-9002. I would love to assist you in any way that I can.
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
|cookielawinfo-checkbox-analytics||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".|
|cookielawinfo-checkbox-functional||11 months||The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".|
|cookielawinfo-checkbox-necessary||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".|
|cookielawinfo-checkbox-others||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.|
|cookielawinfo-checkbox-performance||11 months||This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".|
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.