Earlier this week, we did a post on “New Year’s Resolutions for Farragut Home Buyers.” This week, we will continue with that trend and look at some New Year’s resolutions for Farragut homeowners. Regardless if you recently bought your Farragut home or if you’ve lived there for years, there is always something to be done when it comes to owning a home. Here are a few New Year’s resolutions to consider if you’re a Farragut homeowner to make this year the best (and most productive) year of home ownership yet.
Get rid of debt (or lessen it).
Owning a home can be a rewarding investment, but it can also be a costly . This year, vow to help cut or eliminate some of your debt. Consider trying to making one extra payment towards your mortgage or a partial payment. Depending on the terms and length of your loan, doing that once a year over the course of they year and trim a few years off your loan and save you countless dollars.
Also, consider paying off any additional debts you may have such as car loans, student loans, or second mortgages. It can be difficult to be motivated to payoff something when you receive some extra cash flow, but in the long run it can be rewarding. It will be one less monthly expense and that money can be put towards something else in the future or help build up your savings account.
Create a budget for home repairs and improvements.
Start the year off right by creating a list of improvements and repairs you would like to take care of in the future. If you’re looking to do a major repair or upgrade on your Farragut home in the future, create yourself a budget of how much you would like to set aside this year to be able to make the repairs in the coming years. Also, be sure to put money away for unexpected repairs that pop up.
Do your spring cleaning (and organizing) early.
Take a dreary weekend and start organizing those places you’ve been dying to organize. Getting rid of clutter will help give you more storage space and help make you day to day life even easier. There will more no more minutes wasted digging through your junk drawer. If you’re tight on space or need creative solutions on how to organize, consider checking out Pinterest. There are countless (and cheap!) ideas to organize your house.
Another great thing to take on during these early winter months is to do a deep clean of your home. Don’t take it on all at once, but make a list a knock a few off every weekend. Dust fans, clean behind furniture, clean blinds, or whatever cleaning task you’ve been meaning to do but keep putting it off. You’ll feel a heck of a lot better after you do.
Have you set any New Year’s resolutions for your home this year?