Buying a West Knoxville home involves a lot of decisions. Two big decisions involve finding the right REALTOR® to help your find the right home along with finding the right loan officer to secure financing. A good loan officer will make the whole mortgage process easier for you and educate you along the way. So, how exactly should you go about finding the right loan officer to finance your West Knoxville home? Read on to find out more.
A good place to start is by talking to friends, family members, and co-workers who have recently bough homes or refinanced. Another person who can make a great recommendation is your agent. They work with buyers on a regular basis and are likely to make a good recommendation based on experience. In addition to getting a recommendation, consider how much experience the loan officer has and what types of loans they specialize in. Choosing the right loan officer is more than just getting a great deal, its about using someone who specializes in the loan type you need and who will make the process easier to you.
It’s also important to select someone who will be wiling to educate you about your loan options and answer any questions you may have. Work with someone who is truly interested in educating you about your options, even if you don’t currently qualify for a mortgage. It is important to know what options you may have, be aware of what costs to expect for closing and that you understand the approval process. When it comes to buying a home, it is best not to have any surprises.
Another important aspect to look for is someone who is responsive. Whether you are new to buying a West Knoxville home or you are a seasoned buyer, you are likely to have questions about the process, which is why it is essential to have somone who is responsive. A good indicator for this will be how quickly he/she gets back to you in your initiation communications. If he/she is returns phone calls or emails quickly, they will likely do that throughout the process.
Finally, it is important to select someone who is trustworthy and dedicated to help find the right loan for you. Buying a West Knoxville home is a huge decision and investment which is why having the right loan officer for you is so important. There are many great loan officers out there in West Knoxville, please let us know if there is anyway that Knoxville Home Team can help you find the right loan officer for you. You can give Rick at call at 865-696-9002 or send an email to [email protected]. Kati can be contacted at 865-392-5880 or via email at [email protected].